Phase 2 · Entity Map
Entity Map: How to Make a Successful Water Leak Insurance Claim
Page Type: how-to (informational process guide)
Subject Model: process
Schema Root (planned): HowTo
Generated: by entity-schema-architect (Mode 9, abstract-root path, CONTRACT-UC §4)
Source: 01-content-blueprint.md + uc_entity_map (UC-ERM-0.1.0)
Inventory: 3 Primary · 6 Secondary · 2 Authority · 14 SPO Triples · traceability 0.93
Mode 9: abstract-root path. The engine map is the source of truth and is not re-derived. Graph root @type = HowTo. Because subject_model: process and identity_strength: WEAK, external sameAs is optional (empty is valid for the abstract process), and Person-only properties are not enforced.
Graph Governance
| Field | Value |
|---|
| schema_version | UC-ERM-0.1.0 |
| status | READY |
| subject_model | process |
| core_entity_type | Process |
| schema root (planned) | HowTo |
| identity_strength | WEAK (sameAs optional) |
| claim_safety_tier | HIGH |
| proceed_rule | PROCEED_WITH_CITATIONS |
| traceability | 0.93 |
| blockers | none |
Three-Layer Entity Inventory
Layer 1: PRIMARY (the process + key sub-steps): 3 (meets threshold ≥ 3)
| # | Entity | Salience (rank / score) | Canonical surface form |
|---|
| 1 | Water leak insurance claim (the process) | 1 / 9.6 | water leak insurance claim |
| 2 | Damage documentation (proof of loss) | 2 / 5.2 | damage documentation / proof of loss |
| 3 | Homeowners insurance policy (coverage review) | 3 / 4.8 | homeowners insurance policy |
Gradient rule (process): lead PRIMARY 9.6 ≥ 3× highest SECONDARY (3.0). Satisfied.
Layer 2: SECONDARY (sub-topics, conditions, components): 6 (meets threshold ≥ 5)
| # | Entity | Salience | Role |
|---|
| 4 | Damage mitigation | 4 / 3.0 | Step 1: stop the leak / duty to mitigate |
| 5 | Insurance adjuster | 5 / 2.7 | assessment + negotiation |
| 6 | Sudden vs gradual damage distinction | 6 / 2.6 | covered vs excluded condition |
| 7 | Reporting & filing deadline | 7 / 2.4 | 24–72h notice; ~60-day proof of loss |
| 8 | Claim denial, appeal & escalation | 8 / 2.5 | public adjuster, DOI complaint |
| 9 | Damage inventory & receipts | 9 / 2.2 | itemized list, estimates, log |
Layer 3: AUTHORITY (credibility sources): 2 (meets threshold ≥ 2)
| # | Entity | Salience | sameAs seed |
|---|
| 10 | State Department of Insurance | 10 / 2.0 | insurance.ca.gov, tdi.texas.gov, insurance.wa.gov |
| 11 | Insurer claim guidance | 11 / 1.7 | (first-party; no canonical sameAs) |
Surface-Form Dictionary (PRIMARY entities)
Water leak insurance claim (9 forms)
water leak insurance claim · water damage insurance claim · homeowners water claim · water-leak claim · property water-damage claim · insurance claim for water damage · water damage claim process · filing a water leak claim · successful water leak claim
Damage documentation (proof of loss) (7 forms)
damage documentation · proof of loss · claim documentation · evidence of damage · photo and video evidence · damage inventory · loss documentation
Homeowners insurance policy (7 forms)
homeowners insurance policy · home insurance policy · your policy · insurance coverage · policy coverage · HO-3 policy · homeowner's policy
SPO Triple Relationships: Complete Inventory (14 Total)
Definition (1)
| Subject | Predicate | Object |
|---|
| Water leak insurance claim | is a | homeowners insurance claim for sudden water damage |
Coverage: Subject-Relation-Object (6)
| Subject | Predicate | Object |
|---|
| Homeowners insurance | covers | sudden and accidental water damage |
| Homeowners insurance | excludes | gradual leaks from lack of maintenance |
| Standard homeowners policy | excludes | flood damage |
| Insurance adjuster | assesses | the documented damage |
| Denied claim | can be | appealed with additional evidence |
| Public adjuster | represents | the homeowner, not the insurer |
Process / Use-Case (3)
| Subject | Predicate | Object |
|---|
| Homeowner | requires | prompt notice (often within 24–72 hours) |
| Damage documentation | used for | substantiating the claim value |
| Sewer or drain backup | requires | a policy endorsement to be covered |
Subject-Attribute / EAV (3)
| Subject | Predicate | Object |
|---|
| Homeowner | has duty to | mitigate further damage |
| Proof of loss | is due | commonly within 60 days of the claim |
| Damage inventory | lists | damaged items with value and purchase date |
Authority (1)
| Subject | Predicate | Object |
|---|
| State Department of Insurance | governs | insurer claim conduct |
Gate 2: Per-Type Threshold Check (how-to)
| Check | Target (how-to) | Actual | Result |
|---|
| PRIMARY entities | ≥ 3 | 3 | PASS |
| SECONDARY entities | ≥ 5 | 6 | PASS |
| AUTHORITY entities | ≥ 2 | 2 | PASS |
| SPO triples | ≥ 10 | 14 | PASS |
| Surface forms populated (all primary) | yes | yes (9/7/7) | PASS |
Gate 2: PASS.